We’ve made it to another New Year, which means it’s time for a fresh set of resolutions, goals and commitments. And with everyone focused on making this year better than the last one however they can, it’s no surprise that Financial Wellness Month is observed in January.
Financial wellness can include a lot of different concepts, such as budgeting, saving, investing, and long-term planning. But at its heart, financial wellness is about securing the bag to cover whatever you want to accomplish with your life and legacy.
But finances aren’t always easy to talk about. The topic can feel overwhelming and intimidating, so a lot of people avoid it–especially when facing complicated issues like debt, medical bills, and job loss. Family matters such as marriage, divorce, the birth of a child, or the death of a loved one can also make it hard to focus on finances.
So it’s no surprise that financial troubles are a major cause of stress for many Americans. This stress can spill over into other areas of our lives, impacting our health, relationships, and even job performance.
That’s why OLCDC helps families in under-resourced communities increase their income, better manage their finances, and grow wealth.
Our workforce development programs offer technical and soft skills training so that workers can qualify for and secure higher-paying jobs.
Our financial capabilities workshops and financial counseling services encourage healthy financial behaviors.
Our first-time homebuyer workshops and small business loans and technical assistance programs empower families and entrepreneurs to build wealth in new ways.
Regardless of your age or income level, your assets deserve to be protected. If you would like to know more about how OLCDC is helping our community build and protect generational wealth, be sure to visit olcdc.org/financialempowerment.